Retirement Planning

• Retirement plan investment selection

• Retirement savings strategies


Liability Management

Through our Wells Fargo affiliates*:

• Securities-based lines of credit

• Residential mortgages

• Home equity financing

• Small-business financing

• Credit cards


Investment Management

• Goals-based strategies

• Tax efficient investment strategies

• Cost-effective investment strategies


Retirement Income Management

• Retirement income strategies

• Social Security claiming strategies

• Retirement plan distributions

College Investment Planning

  • College savings accounts

  • 529 college savings plans

 

Insurance Planning

  • Adequate insurance protection

  • Management plan for incapacity/disability

  • Healthcare expense planning

  • Long-term care strategies

 

Charitable Gifting

  • Discuss various charitable techniques

  • Explore strategies to instill philanthropic values in the next generation



Estate Investment Planning

  • Types of ownership; beneficiary designations

  • Wealth preservation strategies

  • Family wealth and next generation planning

 

Asset Allocation

  • Portfolio construction

Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state. Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

*Lending and other banking services available through Wells Fargo Advisors (NMLS UI 2234) are offered bybanking and non-banking subsidiaries of Wells Fargo & Company, including, but not limited to Wells Fargo Bank,N.A. (NMLSR ID 399801), Member FDIC, and Wells Fargo Home Mortgage, a division of Wells Fargo Bank, N.A.Certain restrictions apply. Programs, rates, terms, and conditions are subject to change without advance notice.Products are not available in all states. Wells Fargo Advisors is licensed by the Department of Business Oversightunder the California Residential Mortgage Lending Act and the Arizona Department of Financial Institutions(NMLS ID 0906158). Wells Fargo Clearing Services, LLC, holds a residential mortgage broker license in Georgia andis licensed as a residential mortgage broker (license number MB2234) in Massachusetts. 

Is your retirement plan on track?. Email us.

Shepard Wealth Advisors

Investment and Insurance Products are:

  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

This information is intended for use only by residents of (AZ, CA, CO, DE, FL, GA, IA, IL, KS, LA, MA, MI, MN, MO, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, TN, TX, VA). Securities-related services may not be provided to individuals residing in any state not listed above. Please consult with the FA as s/he may not be registered in all states.

For parties residing outside of the U.S., this information is: (i) provided for informational purposes only, (ii) not and should not be construed in any manner as an offer to participate in any investment or to buy or sell any securities or related financial instruments, and (iii) not and should not be construed in any manner as a public offering of any financial services, securities or related financial instruments. Products and services listed may not be available, or may have restrictions, depending on client country of residence.

Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN). Wells Fargo Advisors is the trade name used by Wells Fargo Clearing Services, LLC and WFAFN, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. Any other referenced entity is a separate entity from WFAFN.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

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