In Retirement

Our team is focused on helping you meet your goals in retirement. We help you prepare for what’s ahead and put together a retirement income plan to keep up with the future.

We can help you answer questions such as:

  • What risk managed investment strategies are appropriate for my needs in retirement?

  • Are there ways to reduce my taxes and boost my retirement income?

  • How can I put together a legacy plan for distributing my estate according to my wishes?

  • How do we foster sound family financial values across generations?

  • Are my charitable donations made in the most tax efficient manner?

  • How do I best plan for healthcare and long-term care expenses?



Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.

Near Retirement

With your retirement years approaching, your wealth plan must be adjusted to protect your hard-earned assets. We will help put the strategies in place to provide you with the retirement income you need.

As you approach retirement, we can help you answer questions such as:

  • How should I adjust my investment strategy to optimize income in retirement?

  • How do I incorporate the timing of my pension and social security income streams?

  • Is there an optimal Social Security claiming strategy?

  • Can I reduce the effects of market volatility as I approach retirement?

  • How do I prepare for rising healthcare costs in retirement?

  • How do I incorporate the effects of inflation on my retirement spending needs?

Multi-Generations

Do you need help in coordinating your wealth strategies to ensure your family’s wealth continuity? Our holistic planning approach includes involving your entire family. Our multi-generational team works with your family to build trust through proactive engagement with the younger generations. This helps us meet your needs today and into the future.

We can help your family answer questions such as:

  • How can I put together a legacy plan for distributing my estate according to my wishes?

  • Can we afford to keep our family’s vacation home(s)?

  • What strategies are best to help minimize my taxes?

  • What insurance coverages do we need to protect our family and assets?

  • What’s the best way to educate my children/grandchildren about their money and investing?

  • How can I involve the next generation in our family businesses?

  • How do we foster sound family financial values across generations?

  • How should I prepare my children/grandchildren to handle their inheritance?



Wells Fargo Advisors and its affiliates do not provide legal or tax advice. Any estate plan should be reviewed by an attorney who specializes in estate planning and is licensed to practice law in your state.

Next Generation


Planning for your future can be challenging given the many demands on your time and resources. With many important goals on your horizon, Shepard Wealth Management Group provides a disciplined process to help plan for the future.

We offer advice and guidance for the many questions that come up, including:

  • When should I start participating in my employer-sponsored retirement plan?

  • What are the benefits of the ROTH IRA?

  • How can I start saving to purchase a house?

  • How can I work to build my wealth in my 40s?

  • What insurance coverages do I need to protect my family and assets?

  • How can a family budget help me plan for the future?

  • Should we use a 529 account to help save for our child(ren)’s education?

Is your retirement plan on track?. Email us.

Shepard Wealth Advisors

Investment and Insurance Products are:

  • Not Insured by the FDIC or Any Federal Government Agency
  • Not a Deposit or Other Obligation of, or Guaranteed by, the Bank or Any Bank Affiliate
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested

This information is intended for use only by residents of (AZ, CA, CO, DE, FL, GA, IA, IL, KS, LA, MA, MI, MN, MO, NC, NE, NJ, NM, NV, NY, OH, OK, OR, PA, SC, TN, TX, VA). Securities-related services may not be provided to individuals residing in any state not listed above. Please consult with the FA as s/he may not be registered in all states.

For parties residing outside of the U.S., this information is: (i) provided for informational purposes only, (ii) not and should not be construed in any manner as an offer to participate in any investment or to buy or sell any securities or related financial instruments, and (iii) not and should not be construed in any manner as a public offering of any financial services, securities or related financial instruments. Products and services listed may not be available, or may have restrictions, depending on client country of residence.

Investment products and services are offered through Wells Fargo Advisors Financial Network, LLC (WFAFN). Wells Fargo Advisors is the trade name used by Wells Fargo Clearing Services, LLC and WFAFN, Members SIPC, separate registered broker-dealers and non-bank affiliates of Wells Fargo & Company. Any other referenced entity is a separate entity from WFAFN.

Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies.

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